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You may have seen ads like this. If you need cash quickly, and have had trouble getting a loan from a traditional financial institution like a bank, you may think that the answer is to take a car title loan. The Federal Trade Commission (FTC), the national consumer protection agency, advises you to step on the brakes and consider other options. With a car title loan, you put your vehicle at risk: you may lose one of your most valuable possessions and your means of transportation. A car title loan - also known as a pink-slip loan, or pledge or title pawn - is a low-amount, short-term, high-rate loan in which the title is free from liens. of your vehicle as collateral. It is a very expensive form of credit. Some lenders offer car title loans if you have equity in the vehicle, even if you don't have a lien-free title. Typically, these loans are for a term of 15 to 30 days and have a triple-digit APR - a much higher interest rate than most other forms of credit. Car title loans are t...

                                          When acquiring a new or used vehicle , you have to face taxes such as the Registration Tax or the Tax on Mechanically Traction Vehicles. However, the one that can most influence the purchase price of the vehicle is the Value Added Tax. How does VAT work on cars ? What is the difference between buying a new car and a used one? Is it possible to deduct VAT for the purchase of a vehicle? In this article you have the answers to all these questions. In Spain, the general VAT rate is 21%. This is the percentage that applies to the purchase of most products in our country. In the case of car VAT , the percentage to apply is the same, 21% , although there are some exceptions. Below we see what differences there are when applying VAT depending on whether they are private cars or company vehicles , or if they are used cars or new vehicles . The VAT o...